After a house fire, it is normal to feel physically and emotionally drained. Not only have you escaped a life-threatening situation but you may have also lost many personal items that held financial and emotional value. While you cannot always prevent a fire, you can prepare for one by knowing what to do. Here are a few crucial steps to take after a house fire.
It is important to remember you should never enter your home after a fire unless you have been granted permission by emergency personnel. This ensures you and your family will be safe once you decide to inspect the property for losses and damage.
When it is safe, enter the home with a notebook and camera in hand. Make sure to document damage to your home that was caused by the actual fire as well as damage caused by smoke and water.
Make a list of any specific areas that are damaged and any belongings that have been damaged that could possibly be repaired. You will also need to make a list of items that are damaged beyond repair since they will need to be replaced.
Contact your homeowner's insurance company to report the fire, damage to the home, and belongings that have been lost. Your agent will help you start a claim so you can receive compensation as quickly as possible.
Since you may be displaced after the house fire, save your receipts for any living expenses you have while your home is being repaired. Fees for hotels or long-term rentals, gas, and dining are all expenses that you should be compensated for after the fire.
You may need to provide the insurance company with a report given to you by the fire department as well. Keep a copy of this report in your possession so you can provide it to the restoration team.
Another expense you will have is the fire restoration company, but this expense should also be covered by your homeowner's insurance. The insurance company may recommend a fire restoration specialist, or you can contact one on your own.
The contractors will enter your home, remove debris, and begin cleanup of burnt, smoky, or wet areas after the fire. While some homeowners feel they can complete this cleanup on their own, these professionals have the tools and experience necessary for a safe, efficient, and effective restoration of your home.
Living through a house fire can be devastating, but help is available. This guide will give you a few crucial steps to take after the fire. You can also contact APR Emergency Reconstruction for further advice after your house fire